Choose Your Plan

We know that everyone is different, so we can be different too. Our ten minute mortgage plan enables you to apply for a mortgage in principle online, give us a call and talk to an expert, or pop into our online chat (we may not always be able to speak to you instantly but we promise we’ll try our best.) At Premier Finance, we believe in empowering you with the knowledge and support you need to make informed decisions about your mortgage. Whether you’re a first-time buyer or looking to remortgage, our tailored solutions are designed to fit your unique circumstances. Let us guide you through the process with clarity and confidence, ensuring you feel supported every step of the way.

Apply Online

Simply scroll down to the form below and fill in as little or as much as you can. It’ll take around 10 minutes and we’ll get a mortgage in principle offer back to you within hours, or if we need some more information, we’ll be in touch.

Contact our Experts

With more than 30 years of experience in the mortgage industry, we offer the convenience of processing your application either over the phone or face to face. We steer clear of technical jargon and aim to keep things straightforward, because our priority is to assist you.

01665 497007

Use Chat

We understand that everyone has their own preferences. If making a call isn’t your style or you’re not keen on filling out a lengthy form, just click on the chat option. We’re usually online and ready to assist, but if we’re away, simply leave your details and we’ll get back to you as quickly as possible.

Launch Chat

Decision in Principal

Lets make a start

The more information that you can give now, the more accurate the results will be. So you can see which mortgages you may qualify for in real time.

Are you buying a property or remortgaging?

I would like to buy

I want to see what remortgage deals are out there

Will you be living in the property or letting it out?

I'll live in

It will be let out

Have you made an offer on the property?

If you are human, leave this field blank.

Frequently Asked Questions

How much can I borrow

The amount you can borrow is influenced by your unique financial situation, taking into account not just your income, but also your savings and expenses.

Can I apply for a mortgage with a poor credit rating

Although securing a mortgage with a poor credit rating can be more difficult, it is certainly achievable. You may encounter higher interest rates, be required to provide a larger deposit, or need to explore options with specialist lenders who focus on borrowers with credit challenges.

Can I apply for a mortgage if I am self employed

Yes, you can get a mortgage if you are self-employed, but lenders will likely require more evidence of your income and business viability than they would for a salaried employee.

Can I still get a mortgage if I'm retired

Yes, retirees can secure mortgages, even those relying on Social Security, by fulfilling standard requirements such as income, credit history, and debt-to-income ratio. There are various options available, including conventional and reverse mortgages. The qualifications for reverse mortgages may be more accessible due to different criteria, such as the residual income method.

Can you assist me with remortgaging

Absolutely, there are numerous reasons to consider remortgaging, and we’re here to guide you through the process. It may be more convenient to give us a call or arrange a chat to discuss your specific needs, so don’t hesitate to reach out today.

Find the right mortgage for you in less than 10 minutes.

Easily navigate your mortgage journey by using our intuitive mortgage calculator or connect with one of our expert mortgage advisors today to discover the best options tailored just for you.

Apply now.

AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

Newsletter

Premier Finance London Limited who are authorised and regulated by the Financial Conduct Authority 1020537 registered in England and Wales No: 15877354. Registered Office: 26 Saint Aidan’s Seahouses Northumberland NE68 7SS. Calls may be recorded for training and monitoring.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567.